8.2 You agree and allow Maya Bank to use, share, obtain, or update your information provided to Maya Bank and/or gathered by Maya Bank with the credit bureau or other external parties, as well as any relevant government agencies, for underwriting and credit scoring, pre-due reminder, collection, and other legitimate purposes. For MCCL, the Principal Amount will be credited to the Merchant for the purchase of the relevant goods and/or services. 3.9 You acknowledge that Maya Bank reserves the right to approve or reject your Maya Easy Credit application and has no obligation to disclose reasons for the rejection or disapproval of such application. Maya Bank has the sole discretion to approve only a portion of the amount availed of.
Non-waiver of rights
3.10 You understand that your approved Credit Limit, Service Fee, and interest rate, if any, will depend on your credit standing and is subject to Maya Bank’s credit underwriting policy. 3.2 You authorize Maya Bank to make, directly or through third parties, any inquiries necessary to verify your identity and to assess your capability to make payments in accordance with Maya Easy Credit policies. You further agree and authorize Maya Bank to share such information with any company or business entity that is our Affiliate, subsidiary, holding company, or a subsidiary of our holding companies or Affiliates or any other third party as may be relevant or necessary to carry out the above assessment by Maya Bank. 2.16 Payment – refers to the regular payments done by you to Maya Bank to pay off partly or wholly the Total Amount Due on or before the Due Date. 2.14 Nominated Maya Account – refers to either your e-Wallet in the consumer app of Maya Philippines, Inc. (“Maya Wallet”) or your Maya Savings account, which may be selected as the source of fund for auto-deduction of the Total Amount Due. 2.8 Effective Date – refers to the date when your application for Maya Easy Credit was approved by Maya Bank and the date when you accepted these Terms, as stated in the Disclosure Statement.
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User ID and your PIN and/or Password will serve as your irrevocable authorization for us to carry out transactions that you initiated. Any fraudulent activity by your device, agents, employees, officers, and authorized representatives using your User ID and your PIN and/or Password, such as but not limited to unauthorized withdrawals or transfers, that may bring about financial losses to you is your sole responsibility. 6.3 You agree not to gain or attempt to gain unauthorized access to any part or feature of the Maya App or to any other system or network connected to the Maya App. 5.11 Fees and other charges shall be in accordance with the Table of Fees and Charges (as shown below under Annex B) which may be subject to changes upon discretion of Maya Bank and in accordance with laws, rules, and regulations. However, in the situation where there are insufficient funds in your Account to cover such fees and other charges, we reserve the right, without incurring any liability, to refuse to carry out the transaction.
- We’re committed to upholding the most stringent security standards across every facet of our operations.
- If Maya Bank is required to send notice to you, it shall do so through available channels including but not limited to, in-app notifications, SMS, email, or registered mail which shall be sent to your registered address.
- 1.3.1 Proceeds from your Personal Goal (total deposit plus accrued interest less applicable withholding taxes), regardless if it is cancelled or completed, will be credited to your own Maya Savings account.
- 13.10 You understand that the Merchant is solely and exclusively liable for any obligations arising from and in connection with the provision of the goods and/or services subject of the MCCL transaction.
Features
9.1 You are free to close your Account with Maya Bank, subject to the submission of necessary documents and the surrender of items or documents evidencing ownership. A reasonable nominal charge will be imposed if the Account is closed within thirty (30) days from its opening. 2.4 Dormant Account best seo links: Telegram – @seokaya refers an account that has had no deposit or withdrawal for a period of 2 years. 2.2 Affiliates refers to any person or entity controlled by or under common control with another person. 13.8 These Terms shall be construed and governed in accordance with the laws of the Philippines.
2.6 Maya App refers to the mobile application that serves as the interface between the account holder and Maya Bank Account, whose terms of use shall be in accordance with the Terms and Conditions and User’s Guide found in the said Maya App. At Maya Bank, we consider our customer’s financial questions, needs and feedback as very important. If you have any concerns about a procedure or have encountered a problem with our service, we will do our best to address it within ten (10) banking days. You have our assurance that we will handle your concerns, feedback and information with utmost confidentiality and will strive to resolve them as soon as possible. 3.8 You agree to promptly notify Maya Bank in the event that there has been a material change in any of the information or documents previously provided to us.
- Account Holders shall be informed of any changes to the fees and charges imposed on their account at least 60 days prior to implementation.
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- 2.7 Maya Savings refers to a deposit product offered by Maya Bank, Inc. in the Maya app where customers are able to make deposits and withdrawals at any time and without penalty through the available channels.
- 5.6 In the event Maya Bank shall be required to pay any taxes or other fees on or with regard to the execution, formalization or perfection of any documentation contemplated hereunder or delivered pursuant hereto, you shall, upon notice, reimburse Maya Bank for such taxes or fees paid.
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